Terms of Use

This site is to inform and help people learn about credit repair, debt consolidation and managing your finances. We obtain our information from reliable sources such as the government (specifically the Federal Trade Commission), credit bureaus, the Better Business Bureau, and major consumer groups. We try our best to make sure that the information which we provide you is accurate, informative and useful. However, this website and the information within is not a replacement for professional advice. We are NOT LIABLE for any losses or damages which may occur through your use of any information or products which you obtain through this website or any website we link to. We exist to help you in your credit research - consult with your attorney or lawyer before making any credit or financial decisions.

This website was NOT created to solicit mortgage loan business. Information and opinions expressed on this site are intended for awareness and entertainment purposes only.  We make every effort to provide accurate information, but laws and guidelines constantly change and errors can and do occur.  Author does NOT dispense legal advice and recommends that you ALWAYS seek independent counsel when making credit, legal, and financial decisions.

We are interested in your opinion about the site and its usefulness toward your search for information on mortgage tips, financial issues and debt management. Please contact us with any questions, comments or suggestions. We look forward to receiving your feedback.