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Should You “Opt Out” of New Credit Offers?

Don’t you just love going to your mailbox and finding all those new pre-approved credit card offers waiting for you? Filled with your personal financial information and easily accessible to thieves, it’s no wonder identity theft is so widespread. And having to take all that time shredding those offers before throwing them in the recycle bin. (You ARE shredding them, aren’t you? Thieves know that stealing your mail is a Federal crime, but ...

Credit Cards – Secrets to Increase Your Credit Score

If you have never received mail pre-approving you for a new credit card, you are in the minority. Most consumers have at least one credit card, and the statistics show that credit card debt is sharply on the rise. If you are deep in debt and are struggling to pay off your bills, you must come up with a financial plan and understand the fundamentals behind how the debt accrues. Understanding how ...


Latest Articles

Should You Pay Off Your Mortgage Early?
I often find myself in long conversations with my borrowers over the best way to pay off mortgages early.  Do I recommend the “Bi-Weekly Payment” ...

Variable Rate vs. Fixed Rate
Choosing a Variable Rate is like Ordering a Pizza “Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with ...

Washington Women Veterans Summit 2009
"Top 10 Ways to Get Out of Debt and Build Wealth" is the title of my workshop at the Women Veterans Summit this year.  I’m ...

Know your Statutes of Limitations
“Can you just make a small payment as a show of good faith?”  Have you been called by a collection agency trying to collect on ...

Sell Furniture Like A Gypsy
You can sell furniture door to door and make a lot of money fast.  How do I know that?  I’ve seen it in action. I’m not ...

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