Become a Doula
What is a "Doula"? The basic definition of a doula is "a woman who is experienced in childbirth and who provides physical, emotional, and informational assistance and support to a mother before, during, or after childbirth". This article is not intended as instructional manual for "How to become a doula". But I'm including it here as an illustration of the types of extra income opportunities you can find if you look for them. And this type ...Debt Consolidation – What to Look For, What to Watch Out For
With recent market dynamics, the average American has accrued more debt than savings, which is detrimental to long-term financial health. Many options are available that can assist you in achieving your financial goals to free yourself of heavy debt. Debt consolidation has become a growing trend for consumers to conveniently lump all of their monthly payments together into one solution. Many professional debt consolidation experts can help you through the convenience of the Internet. Debt consolidation ...Credit Card Debt
"You’ve been pre-approved!" You see these all the time. Credit card companies do anything to gain your business – why wouldn’t they? With their huge interest rates, that’s a lot of extra cash they can profit off you, if you carry a balance every month. And with it being so easy to simply put all your purchases on this convenient little piece of plastic, it’s no wonder so many people carry massive credit card debt. ...Credit Repair Services
Yes, you can repair your credit report yourself, though it does take time, research and paperwork. Many people choose not to spend their valuable time learning consumer laws and the process of formulating dispute letters, preferring to let a trusted expert take care of it. This is where a legitimate credit repair service can help you. These companies specialize in credit and consumer issues, and know the strategies and nuances in dealing with the credit ...Payday Loans – Rip Off or Smart Financial Tool?
Running short of cash with bills to pay? Should you consider a Payday loan to get you through a tight spot? If you’ve been reading any of the other financial advice articles on this website, you know that we make it a point to encourage you to make smart financial decisions. Taking out a short term loan from a Payday lender with an effective annual percentage rate that makes most hand-held calculators produce an “error” message ...Free Credit Reports
How to Order Your Credit Reports The only authorized website where you can order your credit reports for free is at Annual Credit Report (www.annualcreditreport.com). This site is operated by the three major credit agencies and is the central hub where orders are placed. You can also order them by phone through each of the three credit bureaus. The Major Credit Bureaus These are the three main credit bureau agencies operating in the United States:...I’ll Start Saving, Just As Soon As…
Of course you’ve heard that you need 3-6 months of spending money tucked away in a savings account – just in case. And “someday”, you’ll start working on that. Just as soon as you start making more money, and you’ve paid off the car, and paid down those credit cards, and… um… start making more money (did you say that ...The Long-Term Bucket
“How do I fill up my Long-Term Bucket when I can’t even afford to pay my current bills? Shouldn’t I just wait awhile until I’m in better shape?” I know that’s what you’re thinking. And it makes so much sense to wait, right? Logically, you should start paying off your bills and start building up your checking and savings accounts. And then when you have a bunch of money saved up, you ...How Do You Fill the 3 Buckets?
You’ve written down your needs for your 3 Buckets and divided them up into your Short-Term Bucket, your Mid-Range Bucket, and your Long-Term Bucket. Now it’s time to fill the Buckets with assets – to pay for those future debts as they occur. Again, I don’t care what you put on your lists – they are YOUR needs, not mine. You’ll just need to figure out a way to pay for them from your ...Latest Articles
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I’m not ...