How Many Credit Accounts Should I Have?
Many people ask me, “How many credit account should I have?” I could give you a “Well, it depends...” kind of answer, but you are reading this looking for real answers and advice, so I’m going to boldly give you an answer. I don’t know of any scientific study that suggests that my answer is the correct one. All I can tell you is, I’ve dealt with literally thousands of credit reports over the ...The Truth behind Non-Profit Credit Counseling Organizations
Your first step to financial well being is to take control of your consumer debt. There are many credit counseling and debt management options - however, there are some that may be detrimental to your financial health. It is important to research and ask questions, even if a credit counseling service purports that it is non-profit. Once you have done your research and found the consumer credit counseling agency that you ...When You’re Sinking In Debt, A Credit Counseling Service Can Get You Out Of The Quicksand
Debt silently creeps up on many individuals. It's not the debt that traps people in the quicksand of messy finances, but the heavy interest to pay for that debt. If you know your credit line is about to be yanked, and the bills are piling so high that you can no longer see the kitchen table, stop for a moment and take a breather. Weigh your options to see what you can do to grab that ...Latest Articles
Should You Pay Off Your Mortgage Early?
I often find myself in long conversations with my borrowers over the best way to pay off mortgages early. Do I recommend the “Bi-Weekly Payment” ...
Variable Rate vs. Fixed Rate
Choosing a Variable Rate is like Ordering a Pizza
“Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with ...
Washington Women Veterans Summit 2009
"Top 10 Ways to Get Out of Debt and Build Wealth" is the title of my workshop at the Women Veterans Summit this year. I’m ...
Know your Statutes of Limitations
“Can you just make a small payment as a show of good faith?” Have you been called by a collection agency trying to collect on ...
Sell Furniture Like A Gypsy
You can sell furniture door to door and make a lot of money fast. How do I know that? I’ve seen it in action.
I’m not ...