Welcome to Credit to the Wise
This website is intended to be a resource to help you get out of debt, improve your credit, grow your wealth, and build your legacy. Poke around and enjoy articles about how to deal with credit problems, control your spending, earn more money, secure your future, and stories of success.
My business is mortgage lending and I love the whole business of money. I hope you’ll feel my passion for people, my hate for the shackles of excess debt, my anguish for those who are struggling, and my love for history – especially the history of success and triumph!
As you read the articles, my hope is you’ll be entertained, educated, and enlightened. There are suggested resources you can use to help you along the way. I’m constantly posting new articles and new information, so please check back often. Thanks for reading!
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Latest Articles
Should You Pay Off Your Mortgage Early?
I often find myself in long conversations with my borrowers over the best way to pay off mortgages early. Do I recommend the “Bi-Weekly Payment” ...
Variable Rate vs. Fixed Rate
Choosing a Variable Rate is like Ordering a Pizza
“Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with ...
Washington Women Veterans Summit 2009
"Top 10 Ways to Get Out of Debt and Build Wealth" is the title of my workshop at the Women Veterans Summit this year. I’m ...
Know your Statutes of Limitations
“Can you just make a small payment as a show of good faith?” Have you been called by a collection agency trying to collect on ...
Sell Furniture Like A Gypsy
You can sell furniture door to door and make a lot of money fast. How do I know that? I’ve seen it in action.
I’m not ...