Feature Writers

Credit to the Wise

Credit to the Wise is Chris Miller, a writer and designer experienced in building consumer-oriented sites. He works in the insurance industry, maintaining customer accounts and helping clients decipher the miles of jargon in a typical policy. He lives in the upper mid-west, and you will often seeing him trying to thaw after an afternoon of cross-country skiing. He lives with his wife, daughter and much too-expensive computer.

Home Equity Options
20 Aug 2009 in Mortgages and Real Estate
Second Mortgages are often called “Home Equity Loans”. If you want to avoid re-doing your first mortgage (maybe you have a really good interest ...

Repair Your Credit
20 Aug 2009 in Understand Your Credit
How's this for a nightmare scenario - your car broke down for good, and you desperately need a loan to buy a new one. You ...

Debt Consolidation – What to Look For, What to Watch Out For
20 Aug 2009 in Get Out of Debt
With recent market dynamics, the average American has accrued more debt than savings, which is detrimental to long-term financial health. Many options are available that ...

Credit Card Debt
20 Aug 2009 in Get Out of Debt
"You’ve been pre-approved!" You see these all the time. Credit card companies do anything to gain your business – why wouldn’t they? With their huge ...

Credit Repair Services
20 Aug 2009 in Understand Your Credit
Yes, you can repair your credit report yourself, though it does take time, research and paperwork. Many people choose not to spend their valuable time ...

Payday Loans – Rip Off or Smart Financial Tool?
20 Aug 2009 in Get Out of Debt
Running short of cash with bills to pay? Should you consider a Payday loan to get you through a tight spot? If you’ve been reading ...

How to read a credit report to improve your score
01 Oct 2008 in Understand Your Credit
Most Americans today suffer from less than stellar credit.  The very first step in improving your credit involves ordering free personal credit reports from the ...

The Truth behind Non-Profit Credit Counseling Organizations
28 Feb 2008 in Featured Articles& Get Out of Debt
Your first step to financial well being is to take control of your consumer debt. There are many credit counseling and debt management options ...

Seven Steps to Disputing Bad Credit – A Do It Yourself Job
31 Jan 2008 in Understand Your Credit
If you have less than stellar credit, one option is to try and repair your credit report yourself. Having a good credit score is important ...

Credit Repair – The Process, and How to Detect Scammers
16 Jan 2008 in Understand Your Credit
Strike while the iron is hot! That is exactly what scammers and fraudsters are doing with credit repair. Because of the current financial crisis, ...