Navigation

Understand Your Credit


Get Out Of Debt


Mortgages and Real Estate


Build Your Wealth


Additional Reading




Specials

Website Resources

Please contact us for more information or questions about this website.

Learn more about us and what this website can do for you.

If you find this site to be of interest, please link to us.

Browse our site map for all articles and resources on credit repair and debt management.

Please read our privacy policy and terms of use.

Articles and Tips November, 2009

Should You Pay Off Your Mortgage Early?

I often find myself in long conversations with my borrowers over the best way to pay off mortgages early.  Do I recommend the “Bi-Weekly Payment” plan, the “Extra Payment Each Year” plan, or the “Pay A Little Extra Each Month” plan?  Since it is assumed that paying off a mortgage early is a smart financial strategy, people are often surprised when I don’t have a favorite strategy to recommend.  When I get this question, I try ...

Making Sense of the new Tax Credit Extension

Homebuyer Tax Credit Extension Okay, I think I get it now and I’m ready to give you the scoop on the new tax credit extension.  I know this news has been circulating around for awhile now, with many industry professionals trying to be the first to tell you the new rules, but up until now – I still had questions that I couldn’t find answers to and much of the information I was getting didn’t ...

Variable Rate vs. Fixed Rate

Choosing a Variable Rate is like Ordering a Pizza “Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with a 30 year Fixed Rate?”  How many times has a buyer or borrower asked you that question?  How do you help them choose in a way that makes sense to them? I’ve found that “Pizza” is the best illustration to use to help them understand this question.  If I give this ...


Latest Articles

Should You Pay Off Your Mortgage Early?
I often find myself in long conversations with my borrowers over the best way to pay off mortgages early.  Do I recommend the “Bi-Weekly Payment” ...

Making Sense of the new Tax Credit Extension
Homebuyer Tax Credit Extension Okay, I think I get it now and I’m ready to give you the scoop on the new tax credit extension.  ...

Variable Rate vs. Fixed Rate
Choosing a Variable Rate is like Ordering a Pizza “Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with ...

Washington Women Veterans Summit 2009
"Top 10 Ways to Get Out of Debt and Build Wealth" is the title of my workshop at the Women Veterans Summit this year.  I’m ...

Know your Statutes of Limitations
“Can you just make a small payment as a show of good faith?”  Have you been called by a collection agency trying to collect on ...

Read More...