Articles and Tips December, 2008
Whatever Happened to Buying the Ugliest House on the Block?
One of my favorite authors is Andy Rooney. (For you under-40 youth out there, Andy Rooney is that amply-eye-browed curmudgeon who’d give those whiney-witty editorials at the end of “60 Minutes”. And for you under-30 types who learned about Ronald Reagan from your US History books in school, “60 Minutes” was once a well-respected CBS news show.) In one of Andy Rooney’s books, he had a chapter about what’s wrong with American society (actually, ...Should You Buy The “Ugliest House On The Block”?
There are some nervous times going on in the financial markets right now. What we’re finding right now is a phenomena called “Flight to Quality” – where people are putting their money in the safest investments they can find. You’re not seeing wild speculation going on. Investors are just happy if they don’t lose money and they aren’t expecting big gains on anything they buy. The housing market is the same way. ...Getting A Raise, Part III
The previous article talked about a powerful and sure-fire technique for getting a raise. We talked about committing to spending time studying your industry and learning how to do your job better. But maybe you think the idea of studying your industry and coming up with ideas to improve your value won’t work because your job isn’t important enough. You sweep the floors, stock the shelves, answer the phones, etc., and those jobs ...Getting a Raise, Part II
If you are serious about making more money at work, I can tell you exactly how to do it – without fail. This method is so fool-proof, it’s almost unfair how well it works. And not only will it earn you a raise or promotion in no time at all, it will set you on a course toward something called “success”. What is this powerful technique? It is actually a two part technique, ...Getting a Raise, Part I
Hopefully, you took some time to answer those 3 questions in the article “Maybe You Just Need To Make More Money”. And I mean, REALLY answered them. Were you able to identify some strengths and weaknesses in your work habits from your boss’s (or customer’s) perspective? So now you’ve got some things you can work on to help you create more value. (And remember, you provide VALUE first and the reward ...Maybe You Just Need To Make More Money?
We’ve spent a lot of time talking about cutting expenses and using your money more wisely. In my experience and study of “money problems”, the consistent theme I’ve discovered is that financial struggle is rarely caused by lack of adequate income. The fact is, people are usually in debt or have poor credit because they don’t manage the money they do make wisely. So that’s why financial advice articles focus so heavily ...How To Get $500 In The Bank – FAST!
In the last article, “Get $500 In The Bank Now”, I told you to write yourself a $100 check without cashing it (hanging it on the wall someplace you can see it everyday for motivation) to create a little cushion in your checking account to prevent bounced checks (and hefty bouncing fees). This is the first step towards getting $500 in the bank and keeping it there. I also told you, in a kind of ...Get $500 In The Bank Now!
You’re trying to get in position to buy a home. You may have huge outstanding debts or serious credit blemishes on your record. Maybe collectors are calling you and you’re afraid to answer the phone, and it seems every time you get a paycheck your immediate bills already add up to MORE than your take home pay. If this sounds like you, or maybe your situation isn’t nearly this severe but things are still ...Reserve Requirements for Mortgages
Here’s a fancy mortgage loan term that you need to have an understanding of as you move towards buying a home and getting your financing approved. “Reserve Requirements” – something that wasn’t necessary for quite awhile, but, guess what, They’re Baaack! During the past several years during the big subprime-Stated Income-easy credit frenzy, the idea of “Reserve Requirements” pretty much went away. But now they are coming back and many loans today absolute ...Latest Articles
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Okay, I think I get it now and I’m ready to give you the scoop on the new tax credit extension. ...
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Choosing a Variable Rate is like Ordering a Pizza
“Should I pick an adjustable rate mortgage, like a 3/1 or 5/1 ARM, or go with ...
Washington Women Veterans Summit 2009
"Top 10 Ways to Get Out of Debt and Build Wealth" is the title of my workshop at the Women Veterans Summit this year. I’m ...
Know your Statutes of Limitations
“Can you just make a small payment as a show of good faith?” Have you been called by a collection agency trying to collect on ...